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This, for apparent causes may not be feasible for a house loan, however it may possibly work for a private mortgage, credit card debt, or a automotive loan. But when you already have a mortgage have taken a loan, say a home loan, and you lose your job and have difficulty getting one other job at the identical wage. Maybe you will get a brand new job and be in a position to start out repaying your loan a little bit at a time, maybe at a lower EMI. Thankfully, training loan EMI calculators have turn into essential tools that simplify the process and empower borrowers to make knowledgeable choices. With a larger loan amount, you’ll have the ability to keep away from the dreaded down payment. If the value of Bitcoin goes up, the value of BTCDOWN goes down. When you default, the bank’s NPA ratio (Non Performing Assets) goes up. So, the bank will a lot want to cut you a deal.